Payment Methods – No Cost EMI, COD, UPI & Cards India

At Laptop-India.com we give you complete freedom to pay the way you like. Choose from India’s most popular and trusted payment methods — everything is 100% secure and processed instantly.

All Available Payment Options

No Cost EMI (0% Interest)

Spread the cost from 12 to 24 months without paying even ₹1 extra. Available on all major credit cards, selected debit cards and Bajaj Finserv. Zero down payment on eligible products.

Cash on Delivery (COD)

Pay in cash when your order is delivered to your doorstep. Available in 18,000+ pin codes across India. Just select COD at checkout and keep the exact amount ready.

UPI Payments

Instant payment using Google Pay, PhonePe, Paytm, BHIM or any UPI app. Simply scan the QR code or enter your VPA — money gets deducted in seconds.

Debit & Credit Cards

All Indian and international Visa, Mastercard, Rupay, American Express and Diners Club cards accepted. Save extra with bank offers and cashback.

Net Banking

Direct bank transfer from 50+ major banks including SBI, HDFC, ICICI, Axis, Kotak, PNB, Canara Bank and many more.

Wallets & Mobile Payments

Pay using PhonePe, Google Pay, Paytm, Amazon Pay, Mobikwik, Freecharge and Ola Money wallets. Extra cashback offers running most of the time.

Cardless EMI & Finance

No credit card? No problem! Use Bajaj Finserv EMI Card, ZestMoney, TVS Credit, HDB Financial or IDFC First Bank paperless finance and pay in easy instalments.

Why Customers Love Our Payment System

• 100% secure 256-bit encrypted payment gateway
• PCI-DSS compliant – your card details are never stored
• Instant payment confirmation & order processing
• Multiple backup payment options – if one fails, try another instantly
• No hidden charges – what you see is exactly what you pay
• Easy refunds directly to source within 3–5 days

Payment Security – Your Money is Safe

Every transaction goes through India’s top payment gateways (Razorpay, PayU). Your card and bank details are protected with bank-level encryption. We never store your full card number, and all payments are OTP verified.

Frequently Asked Questions

Is Cash on Delivery really free?

Yes, COD is completely free. No extra charges applied.

Can I change the payment method after placing an order?

Yes, just contact our support within 30 minutes and we will help you switch.

Do you accept international cards?

Yes, all internationally issued Visa and Mastercard cards are accepted.

What if my EMI transaction fails?

You can instantly retry with another card or choose a different payment method — your cart items stay reserved for 15 minutes.

Ready to Shop?

Choose your favourite product and pick the payment option that suits you best at checkout — we’ve got you covered!